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Help - Frequently asked questions
If you are looking for answers to your online questions, you're in the right spot! Following is a list of our most frequently asked questions that click through to the answer.
Logging in
I'm a former Countrywide customer. Where should I sign in to view my account information?
I have accounts with both Bank of America and Countrywide. Where should I sign in to view my account information?
How do I log in to the web site?
Can I still use my account number to log in to the website?
I successfully registered for a new login and selected the Manage Your Bank Accounts option. I was prompted to open a new account. Why?
I successfully registered for a new login and selected the Customer Service option. It told me I did not have access to this area. Why?
Browsers
What Web browsers are fully supported by the website?
I keep cookies and javascript turned off on my machine; can I still use the site?
How can I see the entire page in my browser window?
What kind of security do you provide for my information?
Registration
What information do I need to provide when registering?
I am trying to register but it says it can’t find me
Do I need to be an existing customer to register?
Earlier, I completed an online application to open a new bank account. However, when I later tried to register it asked me for my account number. I do not have my account number yet. What can I do?
I tried to register on the site with a newly opened account but the system could not find me. Why?
I am trying to provide an email address but am told it is invalid, why?
Selecting username and password
What are the rules for username and password creation for Your Accounts (not using login information from an existing product site)?
Will my password expire automatically?
Can I configure the site to auto-populate my username and password?
Can I have more than one username?
Can I change my password once it's created?
Can I change my username once it's created?
Online security
What is Site ID?
Why do I need online security?
What is Phishing?
How does Site ID work?
Why am I asked a secret question when I try to log in?
I share my computer with someone who has separate accounts. Can both of us still log in from the same computer?
Can I change my Site ID image and phrase?
What happens if I do not see my personal Site ID image or phrase?
How do you know I am logging in from my own computer?
If someone steals my password, how will Site ID prevent an identity thief from accessing my account?
Is there a fee for using the Site ID enhancement?
Forgotten username and password
I forgot my password – how do I find out what it was?
What if I forget my username?
What if I can't answer my hint question correctly?
Using the site
How is it that I am able to use my Home Loans login and can now see my bank account, insurance policies, etc.?
I don't see all my accounts - why not?
How often is data updated in the Your Accounts area?
I can only see the last 5 transactions for my Checking Account in the Account Summary. How do I find more information?
Where can I find a payment history for my Home Loan?
Can I change my insurance coverage on-line?
Can I sign-up for a new account on-line?
How do I access the home loan site features like MortgagePay (or other product site features)?
Can I print a summary containing detail information from all my accounts?
Logging in
I'm a former Countrywide customer. Where should I sign in to view my account information?
Please continue to sign in at www.countrywide.com to access your account information, as you have in the past. If you have questions about signing into your account, you can contact us. Later this year, we'll let you know when you can access all of your account details on Bank of America's award-winning website.
I have accounts with both Bank of America and Countrywide. Where should I sign in to view my account information?
To view your Bank of America account details, please continue to sign in at www.bankofamerica.com. To view your former Countrywide account information, continue to use your current username and password to sign in to your account at www.countrywide.com, as you have in the past. If you have questions about signing into your account, you can contact us. Later this year, we'll let you know when you can access all of your former Countrywide account details on Bank of America’s award-winning website.
How do I log in to the web site?
You will need to register and create a username and password to access your online account information.
Can I use my account number to log in to the website?
No. You will need to log in with your username and password. Your account number is required to register, to retrieve your username, or to reset your password.
I successfully registered for a new login and selected the Manage Your Bank Accounts option. I was prompted to open a new account. Why?
Even though you have registered with us, certain parts of our website are only available to you depending on the type of accounts you have.
I successfully registered for a new login and selected the Customer Service option. It told me I did not have access to this area. Why?
This area of the site is a secure area restricted to current home loan account holders only. You have been presented with this message because you do not hold any home loan accounts.
Browsers
What Web browsers are fully supported by the website?
For security and an enhanced user experience on our website, we recommend the use of Microsoft Internet Explorer 6.0 and above or Mozilla Firefox 1.5 and above. For AOL users, versions 8.0 and above are preferred. We highly recommend that you enable JavaScript in your browser as some portions of the website will not be viewable without it. Cookies are required to securely access your online account.
I keep cookies turned off on my machine; can I still use the site?
You must have cookies turned on and javascript enabled to access portions of our website.
How can I see the entire page in my browser window?
Our pages are designed to properly display in all supported browsers at a monitor resolution of 800 by 600 pixels. If your monitor is set to this resolution (or larger), and you cannot see the entire page without scrolling horizontally, then you should maximize your browser. If your monitor is set to a smaller resolution, such as 640 by 480 pixels, the page may not display fully and scrolling will be required.
What kind of security do you provide for my information?
We utilize industry standard encryption and security technology to protect your information. For more information on our security policy, please visit our Privacy and Security page.
Registration
What information do I need to provide when registering?
During the registration process, you will first be asked to supply an active account type. Depending on the account type you may be asked to enter any of the following: social security number, property ZIP code (for home loan or property related insurance policy), date of birth, drivers license number, policy start date, or premium. This information will be used to identify you. Once this step is completed, you can then create a username and password. You will also be able to enroll in the Enhanced Security program.
I am trying to register but it says it can’t find me
We use a comprehensive matching algorithm to find you in our database based on any of your account numbers and some personal information. In some cases, we may not have enough information on file, or the information may not be unique enough, for us to match on 100% of the criteria. Check your statement details and try entering your name and address exactly as it appears on the statement. Alternatively, try a different account if you have one. If you still can’t register, please telephone us at the numbers listed on the Contact Us page.
Do I need to be an existing customer to register?
At this time, you must have an existing account relationship in order to register for the site.
Earlier, I completed an online application to open a new bank account. However, when I later tried to register it asked me for my account number. I do not have my account number yet. What can I do?
You will need your account number to register/use the Forgot Password feature. Your account details will be sent to you by US Postal Service. If you require your account number sooner, please contact Customer Care on 1.877.CWBANKS.
I tried to register on the site with a newly opened account but the system could not find me. Why?
If you have just opened a new account online - or in a Finance Center- you will need to wait 24 hours for our system to be updated with your new account details.
I am trying to provide an email address but am told it is invalid, why?
The email address associated with your account(s) must comply with the following ARPA standards:
  1. The first character must be alpha-numeric.
  2. The only special characters allowed are - (hyphen), + (plus), . (period), _ (underscore).
  3. The domain name following the “@” symbol can only contain alpha-numeric characters and the special characters mentioned above, and must end with an extension such as .com, .net, .org, etc...
  4. The maximum length is 40 characters.
Username and password
What are the rules for username and password creation?
Your username must be 6 to 32 characters in length and may include letters, numbers and any of the following four symbols: @(at sign), _ (underscore), - (hyphen), or . (period). Spaces are not allowed.
Your password must be 8 to 20 characters in length and must include at least one letter and one number. All keyboard characters are allowed except: SPACE $ < > & ^ ! [ ]. Passwords are case-sensitive and cannot be the same as your Username.
Will my password expire automatically?
No. However, you may change your password as often as you like.
Can I configure the site to auto-populate my username and password?
No. We have deliberately disabled this functionality in Internet Explorer to increase the security of your accounts.
Can I have more than one username?
No, only one username is allowed per customer. If you can't remember your username, you can retrieve it using the "forgot username" link on the homepage. Joint account holders can create unique usernames and passwords which will enable them to access accounts associated with their personal information.
Can I change my password once it's created?
Yes. Once you create your password, you can change it at any time by logging into the site, clicking the "Edit Profile" button and selecting the "Change Password" link under the "My Profile" section of the left-hand navigation bar.
Can I change my username once it's created?
Yes. You can change your username at any time by logging into the site and selecting the "Change Username" link under the "My Profile" section of the left navigation bar.
Online security
What is Site ID?
Your Site ID is an image and phrase that is a shared secret between you and us. The Site ID provides you with added security by making it more difficult for unauthorized people to access your account information. Once you have setup your Site ID, be sure to verify the image and phrase that you have selected appear before entering your password.
Why do I need Online Security?
We take the security of our customers seriously, protecting your account information and identity is our priority. Phishing and pretexting are on the rise and we are committed to proactively protect you against identity theft attempts.
What is Phishing?
Phishing is a scam that involves Internet thieves trying to steal your personal information (bank, home loans or insurance account information, social security number, username, passwords and other personal or account information). Phishing scams are usually performed via an email or pop-up messages that appear to come from us, asking you to perform some action to "verify" your identify. Some phishing emails even warn you that if you don’t respond, your account(s) will be suspended or closed. These messages will direct you to a website that looks just like a our website, when in fact it is a counterfeit website that collects and sends your personal information to thieves. To learn more about fraudulent emails and scams, click here.
How does Site ID work?
During the Site ID enrollment process, you will be required to select an image and phrase known only to you. You will also answer a few secret questions. Upon subsequent log in visits, we will show you this image and the phrase. The presence of the correct image and phrase will verify a legitimate website and not a spoofing site.

In addition, when you log in to a legitimate website we check the identity of your computer or device used to access the website. Typically, you will access the website from one or two computers, such as your work and home. Should you need to log in from a non-registered computer, such as an internet kiosk, we will take additional steps to verify your identity.

Your computer is identified by assigning a unique identifier to each computer. No personal or private data is stored at any time.

Why am I asked a secret question when I try to log in?
The secret question is prompted when we detect that you are logging in from a computer from which you have not previously enrolled. You will be asked to answer a secret question when you log in for the first time from a new computer or after deleting cookies from your computer. After you answer the secret question, you will be asked whether we should remember this computer for future log ins. Please select No when accessing your accounts from a public or shared computer.
I share my computer with someone who has separate accounts. Can both of us still log in from the same computer?
Yes, both of you can still log in to your individual accounts. There is no limit on how many people can log in from the same computer.
Can I change my Site ID image and phrase?
Yes, you can change your Site ID image and phrase at any time. Please log in and click on the “edit profile” link to select a different Site ID image and phrase.
What happens if I do not see my personal Site ID image or phrase?
Your Site ID image and phrase verify the authenticity of our website. It ensures that you are logging in to a legitimate website and not a spoofing site. Please do not enter any information (personal or non-personal) if the Site ID and phrase are not correct. If they are not correct, please type the main url for our website in a new browser window and try accessing your accounts again. If you are still seeing the wrong Site ID image and phrase, please contact us immediately. You can find options to contact us here.
How do you know I am logging in from my own computer?
When you log in for the first time from a new computer and agree to enroll it during the log in process, we put a secure (encrypted) cookie on your computer. The cookie is visible only to our websites and does not contain any of your personal information. When you log in after that, your web browser sends us the cookie, which lets us know that this is your computer.
If someone steals my password, how will Site ID prevent an identity thief from accessing my account?
When an identity thief tries to access your online account(s) on our website from his or her computer, our system will detect the unknown computer and challenge them with one of your secret questions.
Is there a fee for using the Site ID enhancement?
No, there are no fees for using Site ID. It is a way for us to safeguard your accounts and information at no charge to you.
Forgotten username and password
I forgot my password – how do I find out what it was?
From the Enter Password page (after you enter your Username and click LOG IN), click on 'forgot password' and you will be taken to a similar screen to what you saw when you registered for site access. After entering your account and personal information, and answering one of your security questions, you will be given the opportunity to provide a new password. If you are unable to answer the security question you can have a temporary password sent to you via email or postal mail.
What if I forget my username?
If you can't remember your username, you can retrieve it by clicking on the "forgot username" link on the homepage.
What if I can't answer my hint question correctly?
If you are unable to answer your hint question correctly, you can request that we reset your password and we will either mail it to you via U.S. Postal Service or email it to you. As a security precaution, no one in our customer service group can provide you with your password or hint question and answer. Please note that it may take up to 10 business days to receive your new password if we have to mail it. Do not request to have your password reset and mailed to you again until this time period has elapsed as any additional requests will delay your ability to access the site.
Using the site
How is it that I am able to use my Home Loans login and can now see my bank account, insurance policies, etc.?
To make our site even more convenient for you, we implemented a Single Sign-On initiative so you can gain access to the full site, no matter where you have logged on. If you had more than one username, we've eliminated the older or least used ones in order to further improve security. You can use the "forgot username" link on the home page to find the username that was chosen for you.
I don't see all my accounts - why not?
We show up to three accounts on the Your Accounts Summary page. Click on view more accounts... on the Your Accounts Summary to view the remaining active accounts.
How often is data updated in the Your Accounts area?
Home Loan, Bank Account and Insurance Policy payments are updated in near real-time.
I can only see the last 5 transactions for my Checking Account in the Your Accounts area. How do I find more information?
Click on Your Bank Accounts under the Banking pulldown menu for up to the minute account status of your Banking accounts.
Where can I find a payment history for my Home Loan?
Please click on the transaction history Express Link next to your Home Loan information.
Can I change my insurance coverage on-line?
Not at the current time. Please click on the Contact Us link for telephone numbers.
Can I sign-up for a new account on-line?
From the homepage, use the GET STARTED ONLINE dropdown in the left tools panel. Alternatively, click on the appropriate selection in the Home Loans, Banking or Insurance dropdowns at the top of the screen.
How do I access the home loan site features like MortgagePay (or other product site features)?
There are multiple ways to access online account features. When you log in to Your Accounts, you will see tabs for account detail pages for each product category, such as Home Loans or Insurance. On these detail pages are links to specific account features. Also, if you move your mouse over the product category buttons in the top navigation, a list of features and sections will drop down. Click on the feature you want to access.
Can I print a summary containing detail information from all my accounts?
No. You can use your browser’s Print feature to print the summary accounts page and any other pages individually.
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